Australian Property Uplift Finance

Renovate now.
Repay when the
property does.

In short

Maksima helps property owners fund and manage strategic renovations, repairs and styling before sale rent or refinance — with repayment aligned to the property outcome.

  • Choose the right improvements
  • Control renovation spend
  • Avoid overcapitalising
  • Manage the process to outcome

Property uplift finance for Australian homeowners, investors and trusted property partners.

Property Uplift FinanceSettlement-Linked RepaymentProject DeliveryTrusted Partner NetworkScope DisciplineNominated Builder PathwayProperty Uplift FinanceSettlement-Linked RepaymentProject DeliveryTrusted Partner NetworkScope DisciplineNominated Builder Pathway

[01] / Approach

The right renovation improves the result. The wrong one burns the budget.

Most property owners know their home or investment needs work before sale, rent or refinance. The hard part is knowing what to spend, where to spend it, who to trust - and how to fund the work without draining cash upfront.

8–10%

Disciplined budget envelope vs. estimated market value.

$0

Upfront cash required to start approved scopes of work.

01

Single pathway from scope through delivery to outcome-linked repayment.

[02] / Who we help

Pick your pathway.

Every audience has its own scope, repayment logic and partner workflow.

[03] / Pathway

From enquiry to outcome, in four moves.

  1. 01

    Assess

    Tell us about the property, goal, timeline and budget.

  2. 02

    Scope

    We identify the works most likely to support sale, rental or refinance outcomes.

  3. 03

    Fund & Deliver

    Approved projects move into delivery with full visibility across milestones and partners.

  4. 04

    Repay

    Repayment aligned to the agreed property outcome - settlement, refinance, rental or finance pathway.

[04] / Scope discipline

Built to avoid overcapitalising.

A disciplined budget is central to the Maksima model. Scopes are reviewed against estimated market value - warning at 8%, specialist review above 10%.

Renovation budget as % of estimated market value

Scope discipline guide

0 – 8%

Strong fit range

8 – 10%

Review zone

10%+

Specialist review required

Indicative scope discipline tool only. Not valuation advice, credit approval or a guarantee of uplift.

[05] / Calculator

Check your property's uplift potential.

Answer a few questions about the property, budget, goal and timeline. Maksima will provide an indicative fit result and next-step recommendation.

[06] / Partner ecosystem

Agents, brokers, PMs, builders, stylists & suppliers.

Turn property improvement conversations into structured, trackable projects. Referral, delivery, supplier and nominated partner pathways - all in one program.

01

Agents

02

Mortgage brokers

03

Property managers

04

Builders

05

Stylists

06

Supplier partners

07

Conveyancers

08

Buyer's agents

[07] / Case studies

Numbers, not hype.

All case studies
Sale-ready family home
Northern Beaches · NSW3.3%

Sale-ready family home

Sale-ready in 5 weeks

Budget $48,000Value $1,450,000
Rental refresh for investor landlord
Parramatta · NSW2.1%

Rental refresh for investor landlord

Rent uplift +$85/wk, re-let in 9 days

Budget $18,000Value $875,000
Investor cosmetic value-add
Newcastle · NSW5.9%

Investor cosmetic value-add

Resold +9.4% above purchase

Budget $65,000Value $1,100,000

[08] / Trust & compliance

Responsible, transparent and property-led.

Responsible, transparent and property-led

  • Not suitable for every property or project
  • Finance subject to assessment and approval
  • No guaranteed uplift claims
  • Clear scope and repayment pathway
  • GST-aware project documentation
  • Partner and project visibility

[09] / FAQs

The questions we get most.

Full answers across brand, finance, repayment, project delivery, builders, suppliers and partners on the FAQ page.

[10] / Get started

Ready to see whether your property is a fit?