How Maksima works

A clearer way to fund and manage property improvements.

In short

From enquiry to settlement - one structured pathway with scope discipline, project visibility and repayment aligned to the property outcome.

Step by step

The full Maksima pathway.

  1. 01

    Enquiry

    Start via the calculator, contact form, or a partner referral.

  2. 02

    Property review

    Suburb, condition, indicative value, goal and timeline.

  3. 03

    Site visit or remote assessment

    On the ground or virtual, depending on the project.

  4. 04

    Scope recommendation

    The works most likely to support the property outcome.

  5. 05

    Finance pre-check

    Repayment pathway reviewed up front.

  6. 06

    Quote and approval

    Scope, budget and milestones agreed in writing.

  7. 07

    Build / project delivery

    Coordinated with your builder or Maksima's delivery team.

  8. 08

    Settlement, refinance, rental or repayment event

    Repaid when the property outcome lands.

  9. 09

    Reconciliation and completion

    Final reconciliation, documentation and partner reporting.

What can be funded

Strategic improvements - not full rebuilds.

The model is built around works that support a sale, rental or refinance outcome inside a disciplined budget envelope.

  • Painting
  • Flooring
  • Repairs
  • Kitchen refresh
  • Bathroom refresh
  • Styling
  • Landscaping
  • Lighting
  • Compliance items
  • Decluttering & presentation

After approval

What happens once your project is approved.

  • Scope and milestones documented
  • Trades scheduled and briefed
  • Project visibility for vendor, partner and Maksima
  • Milestone-based progress draws
  • Settlement / repayment event tracking
  • Final reconciliation and documentation

Repayment events

Repaid when the property outcome lands.

Sale settlement

From sale proceeds on settlement.

Refinance

From a refinance event approved in advance.

Rental income

Aligned to rental uplift schedule.

Approved finance pathway

Where the above don't apply.

Responsible, transparent and property-led

  • Not suitable for every property or project
  • Finance subject to assessment and approval
  • No guaranteed uplift claims
  • Clear scope and repayment pathway
  • GST-aware project documentation
  • Partner and project visibility

Next step

See if your property is a fit.

[10] / Get started

Ready to see whether your property is a fit?